Stellar XLM

Stellar is a decentralized network that enables fast, scalable, and sustainable financial products and services. It serves as a cross-currency transaction system and a platform for issuing digital assets. The network connects various financial institutions worldwide, allowing them to issue assets and settle payments. Currently, Stellar has over 4 million accounts.

Stellar is unique compared to other cryptocurrencies in several ways. Firstly, it is designed to tolerate non-rational actors in an environment with low computing power, making it more accessible and inclusive. Secondly, Stellar's transaction model is simpler and more auditable, improving security for applications that do not require complex smart contracts. Additionally, Stellar offers the ability for atomic multi-operation transactions, which reduces uncertainty and the risk of exploitation by bad actors. These features make Stellar a compelling option for ICOs and other use cases.